Success savings


3 minute read

Bank your successes 💪🏻

A “Success Savings Account” is the concept of “banking” your daily successes and keeping them tucked away for when you need them most, in times of negativity or criticism.

I was reminded of this idea whilst listening to The Triathlete’s Training Bible by Joe Friel, a well-known athlete, endurance sports coach, and author. In the mental fitness section of the book, he uses success savings to promote positivity after a bad training session.



After a failed training session, a bad day at work, or a row with a spouse, we might be tempted to go to bed dwelling on the negative situation and feeling sorry for ourselves. We often berate ourselves for our failure and think that this is just the way that life is, things always going wrong, with no control over them.

Instead, we need to remember the successes we’ve had throughout the day, focus on them and use them to fuel a more positive outlook on life.

Think about the times things have gone right, make them the centre of your attention and push out the negative voice telling you that you’ve messed up or done wrong.

Relive that day’s most successful moment vividly before you go to sleep. This is your success deposit. Intensely focus in on it right before you snooze and you’ll go to sleep and rest happier.

Open a success savings account. Deposit into it daily. Invest in your happiness.



Cash it in, reach into your savings to make a withdrawal and relive the positive memories of your successes whenever you’re feeling down or anxious, insecure or worthless.

Having a topped-up balance of positive successes ready at a moment’s notice can help stave off the negative thoughts. Use them to remind yourself of the good you’ve done, and that you can do more.

What’s in my savings?

The type of things I store in my success savings account:


  • You completed the Calendar Club challenge, running every day for a month, upping the mileage every day. You ran the challenge “pure” - in miles, in one straight run per day, which only one other person worldwide managed to achieve.
  • You ran a marathon in 3:22:02 - your personal best.
  • You were able to run 50km in 4:46:43 on your first try.
  • You were able to run 60km in 40 ˣ 1.5km loops to test your mental and physical stamina.
  • Your swimming improved from 3:26/100m to 1:58/100m by learning about and focusing on technique.
  • You decided you were overweight this time last year, so proceeded to lose 1.5 stone over 3 months.

These success memories help me push on when I feel like I can’t go any further or try any harder. They remind me that what I’m trying to do is worth doing. If I’m feeling low, they remind me that I can.



  • You are respected by colleagues, known as an approachable, knowledgable, go-to person in your area of expertise. The feedback you receive shows this.
  • You are knowledgable in your subject matter - you put a side project together in 5 days learning an entirely new technology stack.

When I have a bad day at work, I think about and sometimes re-read the positive feedback I have from my peers. It makes me smile and know that although I often suffer from imposter syndrome, I am an asset to the business and the team.



  • You paid off £4000 of debt in 16 months by becoming more frugal and cutting out small treats.
  • You’ve saved every month for 2+ years now towards your Everest Goal fund, having the resolve to never dip into it.
  • You’ve made smart investments over the last 2 years, so you do know (somewhat) what you’re doing.

When I’m worried about finances, I remind myself that I can get back on my feet and have done before. I remember that I am actually knowledgable on this subject, despite sometimes feeling like I don’t know what I’m doing.


I’ve just deposited into my success savings for today. I may need it sometime soon.

Thanks for reading! 👋🏻
If you enjoyed this article, please let me know and share it 🙌🏻